We specialize in credit-based SBA loans, giving qualified businesses access to a hand-selected network of lenders known for speed, reliability, and results.
Why an SBA Loan?
SBA loans offer favorable terms and high approval odds thanks to the government backing a large part of the loan to make it easier for small businesses to obtain funding. SBA guidelines have changed. Guidelines have changed, so even if you’ve been previously declined or didn’t qualify, you might now.
Evan was able to arrange our SBA loan in 2 weeks. The SBA did ask for more documents than I initially expected but Evan was very good about keeping the communication throughout the process.
Sean A
Home Builder - Steam Boat Springs, CO
Irving Fund has been an asset to my firm. Scott has helped me arrange several loans over the year from equipment financing to SBA and LOC. He is always upfront and sees the value in long term relationships. He gives me a fair deal each time.
Juan S
Transportation Business - Sarasota, FL
Working with Evan and Irving Fund was a great experience. After speaking with several companies Evan helped us get an SBA Bolt loan. It seemed like the other lenders were looking to push other more expensive products, while Evan went the extra mile to make sure we received the best loan we qualified for.
Joan W
Home Health Care Business - Knoxville, TN
Scott helped me set up a line of credit the same day. The rates and terms were as advertised and we can control the line whenever we have a need. It was a very easy, no nonsense process.
Bert D
Marketing Agency - Piedmont, CA
Thank you Irving Fund for getting me a line of credit instead of one of those weekly payment loans!
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The DOGE-Inspired SBA Shake-Up: Why It Just Got Harder — and More Important — to Work with Pros
You Have Questions. We Have Answers.
Will there be a hard credit check?
We will only do a soft pull at first, so it will not affect your credit score. Some banks do require a hard pull at the time of funding, but only after full approval has been granted and funds are in transit.
How long until the money is in my account?
The time for approval may differ depending on the product, but you should see the money in your account within 24 hours of approval.
What if I’ve been previously declined?
You may still qualify for an SBA loan; many banks now approve applicants based on credit, not just cash flow.
Irving Fund is not a bank or an authorized SBA vendor. We partner with a number of banks to facilitate SBA financing for our clients. Irving Fund does not perform a hard credit pull at any point in our process, for SBA LOANS a hard pull may be required at the time of funding. You will be notified in advance of this taking place. Rates shown vary based on product, credit determination, state law/minimum loan amounts and lender criteria. Not all applicants will qualify for financing, all loans are subject to credit review and lender approval. We provide business financing through a network of third-party banks and funding providers.
